About St GeorgesBK Limited

A lender built on trust and precision

We combine the rigour of institutional underwriting with the agility of a principal lender — cutting through the complexity that often delays traditional finance.

Who we are

St GeorgesBK Limited is a London-based specialist bridging lender serving property professionals, developers, and investors across England and Wales.

Based in Hayes, London, we have built our reputation on one simple promise: to provide reliable, transparent, and fast capital when your deal demands it. We understand that in property, timing is everything — a delayed decision can mean a lost opportunity.

Our team brings decades of combined experience in property finance. We have funded transactions across the full spectrum — from straightforward residential purchases to complex commercial refinancing and development exits.

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Principal-Led Lending

We lend from our own book, meaning faster decisions, fewer conditions and a direct line to the people who matter. No committees, no delays.

Speed to Completion

From initial enquiry to funds in account, we are built for speed — without compromising on due diligence or client care.

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Every Deal on its Merits

We assess each transaction individually, considering the full picture rather than applying rigid tick-box criteria.

What drives everything we do

01

Integrity

We say what we mean and we mean what we say. Our terms are clear, our fees are disclosed upfront, and we never promise what we cannot deliver.

02

Responsiveness

The property market does not wait. Neither do we. Our team is accessible, decisive, and committed to moving as fast as your deal requires.

03

Expertise

We understand property finance deeply. Our experience means we can structure around complexity and find solutions where others see obstacles.

04

Partnership

We value long-term relationships over one-off transactions. Returning clients and broker partners receive preferential terms and dedicated service.

Indicative parameters

Loan Size£150,000 – £5,000,000
Loan Term1 – 24 months
Interest RatesFrom 0.95% per month
Max LTV (Residential)75%
Max LTV (Commercial)65%
Max LTV (Development Exit)70% GDV
GeographyEngland & Wales
Interest OptionsRetained, rolled or serviced
Decision TimeWithin 48 hours

These figures are indicative and every application is assessed on its individual merits. We take a pragmatic approach to underwriting and can often work with scenarios that fall outside conventional criteria.

We lend against a wide range of security types including residential investment properties, owner-occupied homes, commercial premises, mixed-use assets, land with planning, and semi-completed development sites.

If you are unsure whether your requirements fall within our parameters, we encourage you to make an enquiry. Our team will provide an honest assessment quickly.

Make an enquiry