Bridging solutions for every scenario

Short-term finance secured against residential property where speed or property condition makes a conventional mortgage unsuitable.

• Uninhabitable and unmortgageable properties
• Auction purchases with 28-day completion
• Chain breaks and downsizing
• Buy-to-let and HMO acquisitions

Bridging finance secured against commercial property assets, structured to meet the specific demands of commercial transactions.

• Offices, retail, industrial and mixed-use
• Acquisitions and refinancing
• Working capital and equity release
• Vacant and tenanted properties

Refinance your development loan before all units are sold — repaying the senior lender and giving you time to achieve optimal sale prices.

• Repay development finance at practical completion
• Release developer equity early
• Suitable for residential and mixed-use schemes
• Funded against completed GDV

Purpose-built for auction purchases, with pre-approved facilities that can complete within the mandatory 28-day exchange period.

• Pre-approved credit available before bidding
• Completion within 28 days of exchange
• Residential and commercial lots
• Distressed and below-market properties considered

Finance for light to heavy refurbishment projects with staged drawdown facilities aligned to the works schedule.

• Light cosmetic to structural works
• Staged drawdown as works progress
• Lend on current value, exit on improved value
• Residential and commercial assets

Release equity from existing property assets without disturbing an existing first charge — structured around your specific circumstances.

• Retain existing first charge mortgage
• Residential and commercial security
• Capital raising and investment purposes
• Bespoke structuring for complex situations